We are entrepreneurs with 30 years of experience from finance, recruiting, business development, etc. We understand the challenges that you as entrepreneurs are facing in gaining access to the Swedish market and financial sector especially. Therefore, we decided to come up with a solution – Ponture.

Ponture AB (559025-3471) is a Swedish loan market place and lender, registered with the Swedish FSA(Finansinspektionen). We enable entrepreneurs to grow. We do this by helping you entrepreneurs get the financing and business loans you need with good terms through our digital platform, our own loan, and extensive network.

Carl-Viggo Östlund is currently working as an independent consultant. Until 2014, he worked as CEO at SBAB, which is the wholly state-owned company active in the Swedish mortgage market. Until 2012, Mr. Östlund worked as CEO at Nordnet Bank AB. Nordnet is an online bank that offers saving in shares, mutual funds and pensions and has about 500 000 active accounts in Sweden, Norway, Finland and Denmark. Nordnet AB (publ) is listed on the Mid Cap list of the OMX Nordic Exchange Stockholm.

Before Nordnet Mr. Östlund was the CEO of SalusAnsvarfor 6 years, a listed company within insurance and finance. Previous Experience includes Logistics, the Managing Director for TNT Sweden and Scandinavia between 1996 and 2001 and manufacturing industry, Managing Director for Tetra Pak in Saudi Arabia, Canada, Brazil and Turkey.

Mr. Östlund holds a B.Sc. from the Stockholm School of Economics.

Rodrigo is a social entrepreneur and co-founder of the companies Diversitas and Ponture. Diversitas is a recruitment agency focusing on international talents. Diversitas is also the founder of Sweden's leading conference on the business benefits of diversity: Working For Change.
Rodrigo has also worked in the international insurance area and on issues related to international trade.

Moreover, Rodrigo Garay Rodrigo Garay has been the Executive Director and founder of AIDS Accountability International (www.aids-accountability.org), an independent international non-governmental organization that develops ratings of countries and companies and its progress in the response to HIV/AIDS and other health related areas. Rodrigo was formerly the Acting Chief Executive of the International AIDS Society (IAS) and is this capacity he was involved in the organization of one of the worlds biggest conferences, International AIDS Conference.

Rodrigo Garay was born in Chile and has worked and leaved in Sweden and other countries.

Hamed is an IT and Telecom expert. He has been working within IT and Telecom industry for over 16 years. Hamed was born in Iran, educated lived and worked in Sweden since 2008. Hamed is an entrepreneur and leader. He is a co-founder of Visualizy AB and Ponture AB.

In Ericsson AB, Hamed most recently held a position as Head of Solution Development.

He holds a Master's degree in Software Engineering and Management from IT University of Gothenburg/Chalmers.

Göran Carlsson has more than 35 years experience from the financial sector. He had multiple management positions at companies such as IBM, ABB Financial Services, Royal Philips Electronics, PWC, Exportkreditnämnden and Deutsche Leasing.

Göran was also CEO of EuropeLoan Bank NV/SA, Europe's first interested based bank for mortgage loans with operation in 5 countries. He is a founder and partner at CH Debt Corporate Finance KB and works with several companies in fintech and medtech/healthtech.

Fredrik Andersson has a solid and hands on experience in marketing from several international startups and scale-ups. Before Ponture Fredrik held several key management positions such as Head of Global Marketing at Kry, Head of Marketing at Homebell and other leading roles at Hem and Fab.com.

Fredrik is a graduate in Economics from Linnéuniversitetet in Växjö and Radboud University in Netherlands.